Baggage Delay

When your checked baggage doesn’t arrive with you, baggage delay coverage reimburses you for essential purchases you need while waiting for your bags. This includes clothing, toiletries, and other necessities.

How does it work?

• Coverage kicks in after your bags are delayed beyond a set number of hours (varies by policy)
• You purchase essential items and keep the receipts
• Submit your receipts along with the airline’s delay confirmation
• Reimbursement up to your policy’s baggage delay limit

What qualifies as an essential purchase?

Clothing, underwear, toiletries, and other items you need for your trip that were in your delayed luggage. Luxury items and non-essential purchases are typically not covered. Keep all receipts - you’ll need them for your claim.

Sitata’s parametric coverage can also provide automatic payouts for baggage delays with no claim filing needed.