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Sitata

Travel Insurance That Sees Threats Before You Do

AI-powered safety alerts, destination-specific coverage, and instant global assistance. Sitata protects your trip from the moment you book to the moment you're home.

14-day free cancellation Primary coverage 220+ countries Claims paid in under 48 hours
Sitata app showing trip itinerary and safety alerts

Your trip is now protected 👍

Most Travel Insurance Only Works After Something Goes Wrong

Your flight is cancelled at 2am. You're stranded, the airline desk is closed, and you don't know your rights.

A protest shuts down your area. The streets around your hotel are blocked and you had no warning.

You get sick abroad. You don't speak the language, you don't know where to go, and the ER wait is 6 hours.

Traditional insurance

You find out about these things the hard way - then spend hours on hold trying to file a claim with someone who's never been within 5,000 miles of where you are.

Sitata is different

We alert you before the disruption reaches you, get you help in seconds, and pay claims fast.

Insurance + Intelligence + Assistance

Three things that should never have been sold separately.

Real-Time Threat Alerts

Our AI and a team of intelligence analysts monitor 220+ countries around the clock. You get notified about protests, disease outbreaks, natural disasters, transport strikes, and security incidents - before they reach you, not after.

Help in Seconds, Not Hours

Forget international phone trees and hold music. Tap the app, describe your situation, and a real person responds. Medical referrals, emergency evacuation, lost passport support - all from one chat.

Travel Medicine Doctors On Call

Skip the emergency room. Connect to doctors who specialize in travel medicine via video call or chat. Get prescriptions, schedule clinic visits, or have a doctor come to your hotel.

Destination-Specific Coverage

Your plan adjusts to where you're actually going. Heading to a region with political instability? Evacuation coverage is front and center. Beach vacation? Medical and cancellation take priority. You're not paying for coverage you don't need.

Claims Paid in Under 48 Hours

No 30-day waiting periods. No pages of paperwork. Submit your claim through the app with photos and receipts. Straightforward claims are reviewed and paid within 48 hours.

Share Your Safety Status

Trip Buddies lets your family and friends follow your real-time safety status. If an incident happens near you, they'll know you're safe without you having to call.

How Sitata Works

1

Get your quote in 60 seconds

Enter your dates and destination. Your coverage is automatically tailored to the risks of where you're going.

2

Download the app and track your trip

Add your itinerary. Sitata begins monitoring your destinations and travel routes for anything that could affect your trip.

3

Travel with real-time protection

Get instant alerts if something changes. Need help? Tap the app. Need to claim? Submit through the app and get paid fast.

See the App in Action

Everything you need to travel protected, right in your pocket.

Real-Time Alerts

Real-Time Alerts

AI-monitored threats with map context. Know what's happening before it reaches you.

Community Reports

Community Reports

Travelers report scams, tourist traps, safety issues, and local tips so everyone stays informed.

Instant Assistance

Instant Assistance

Emergency services, telemedicine, and concierge support in a few taps.

Travel Buddies

Travel Buddies

Share your real-time safety status with family and friends while you travel.

Claims & Coverage

Claims & Coverage

Chat-based claims, instant approvals, and your full policy details on the go.

Travelers in 220+ Countries Trust Sitata

Real stories from real travelers.

I was in Thailand and Sitata alerted me about a bombing in Bangkok. It opens your eyes and reminds you to beware of your surroundings. The Trip Alerts were an excellent tool to help me feel safe while being across the world.

Jennifer Nagy
Jennifer Nagy Thailand

There was political unrest in Bangladesh in the days leading up to my travels. I was alerted of the situation by Sitata and was able to plan accordingly.

Kirstin Newfield
Kirstin Newfield Bangladesh

Had my very thorough questions answered by patient agents and efficient. Have used Sitata a lot and feel happy and confident in their hands plus find the prices affordable.

AC
Anya Coles Repeat customer

Purchasing insurance was really easy and straightforward. I would suggest Sitata as a top-notch insurance provider. Now my youngest uses them too.

Owen Andrews
Owen Andrews Family traveler

What's Covered

Every plan includes real-time alerts and 24/7 assistance at no extra cost. Add optional coverages to match your trip.

Trip Cancellation & Curtailment Included
Emergency Medical Expenses Included
Emergency Medical Evacuation Included
Baggage Loss & Delay Included
Passport & Money Loss Included
Repatriation of Mortal Remains Included
Personal Accident Included
Real-Time Safety Alerts Included
24/7 Chat Assistance Included
Travel Medicine Telemedicine Included
Sports & Adventure Equipment Optional
Business Equipment Optional
Personal Liability Optional
Adventure Sports Optional
Rental Car Coverage Optional

Subject to the terms, conditions, and limits of your policy and plan. Not all benefits are available in all geographies.

Why Travelers Switch to Sitata

Traditional
Sitata
Find out about problems after they happen
AI alerts you before disruptions reach you
Call an international number, wait on hold
Tap the app, get help in seconds
Fill out paper forms for claims
Submit claims with photos in the app
Wait 30+ days for reimbursement
Straightforward claims paid in under 48 hours
Same generic plan for every destination
Coverage tailored to your specific destination

Your Questions, Answered

Is the coverage primary or secondary?
Unless stated otherwise in your plan documents, all coverages are primary. That means Sitata pays first - you don't need to file with another insurer before coming to us.
Can I buy travel insurance after booking my trip?
Absolutely. But the earlier you purchase, the more protection you get - especially for trip cancellation benefits, which often require purchase within a window of your initial booking.
What if I need to cancel my policy?
No problem. We offer a 14-day free look period. Cancel within 14 days for a full refund, no questions asked, as long as no claims have been filed.
Do I have to use the Sitata app?
No - your insurance coverage works with or without the app. But the app gives you real-time threat alerts, instant chat assistance, itinerary tracking, and proof of insurance on your phone. Most travelers tell us it's the part they value most.
Is travel insurance worth it for short trips?
A single emergency room visit abroad can cost $5,000-$50,000+ without insurance. Even a 3-day trip carries risk of flight cancellations, lost baggage, or sudden illness. Sitata plans start at a few dollars per day.
How is Sitata different from other travel insurance?
Most travel insurance is reactive - you file a claim after something goes wrong. Sitata is proactive: our AI and intelligence analysts monitor threats in real time and alert you before disruptions reach you. You get insurance, intelligence, and instant assistance in one platform.
What does travel insurance typically cover?
Standard plans cover trip cancellation, emergency medical expenses, medical evacuation, baggage loss or delay, and personal accident. Sitata also includes real-time safety alerts and 24/7 chat assistance at no extra cost.
View all frequently asked questions

Know Before Anything Happens

Join thousands of travelers who don't just insure their trips - they protect them with real-time intelligence and proactive protection.

Get a Quote
14-day free cancellation Primary coverage 220+ countries covered Claims paid in under 48 hours