Not to be confused with the types of coverage within a policy, there are several distinct types of travel insurance policies. While they may contain similar benefits, each type is designed for a different kind of traveler or trip. Click each type to learn more.
Annual (multi-trip) travel insurance
Annual travel insurance covers multiple trips within a single year under one policy. This is the best option for frequent travelers who take several trips per year. Instead of purchasing a separate policy for each trip, you pay once and are covered all year. Learn more about annual plans.
Single-trip travel insurance
Single-trip insurance covers one specific journey from departure to return. This is ideal for occasional travelers or for trips that require specialized coverage. Learn more about single-trip plans.
Credit card travel insurance
Many credit cards include some form of travel insurance as a cardholder benefit. While convenient, the coverage often has significant limitations. Learn about the benefits and limitations.
Cruise travel insurance
Cruise insurance addresses risks specific to ocean travel, including missed departures, port cancellations, and onboard medical emergencies. Learn more about cruise coverage.
International health insurance
International health insurance is designed for travelers living abroad for extended periods - remote workers, students, expatriates, and long-term nomads. Learn more about expat health coverage.
Snowbird insurance
Snowbird insurance is tailored for retirees and others who spend extended winter periods in warmer climates. Learn more about snowbird coverage.
Adventure sports insurance
Standard policies often exclude injuries from high-risk activities like skiing, scuba diving, bungee jumping, or rock climbing. Adventure sports insurance fills that gap. Learn more about adventure sports coverage.
Corporate travel insurance
Corporate travel insurance covers employees traveling for business, with additional benefits like equipment coverage, replacement colleague, and duty of care compliance. Learn more about corporate travel insurance.
Now that you understand the different policy types, the next step is making sure you choose the right one. Our travel insurance checklist walks you through exactly what to look for.