{"id":111559,"date":"2023-04-07T07:27:54","date_gmt":"2023-04-07T11:27:54","guid":{"rendered":"https:\/\/www.sitata.com\/?page_id=111559"},"modified":"2023-05-23T19:34:20","modified_gmt":"2023-05-23T23:34:20","slug":"credit-card-insurance","status":"publish","type":"page","link":"https:\/\/www.sitata.com\/sv\/kreditkortsforsakring\/","title":{"rendered":"Kreditkortsf\u00f6rs\u00e4kring"},"content":{"rendered":"[et_pb_section fb_built=\"1\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#26343e 56%|#ffff 100%\" background_image=\"https:\/\/www.sitata.com\/wp-content\/uploads\/2023\/03\/charlotte-noelle-98WPMlTl5xo-unsplash.jpg\" background_blend=\"screen\" min_height=\"400px\" da_disable_devices=\"off|off|off\" saved_tabs=\"all\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#FFFFFF\" header_font_size=\"2rem\" background_color=\"rgba(38,52,62,0.5)\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"20px|20px|0px|20px|false|false\" global_colors_info=\"{}\"]

SITATA INSURANCE ACADEMY<\/h1>[\/et_pb_text][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#FFFFFF\" header_font_size=\"3rem\" background_color=\"rgba(38,52,62,0.5)\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"10px|20px|20px|20px|false|false\" header_text_shadow_style=\"preset2\u2033 global_colors_info=\"{}\"]

KREDITKORT<\/span> RESEF\u00d6RS\u00c4KRINGAR<\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" column_structure=\"2_5,3_5\u2033][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\"default\" type=\"2_5\u2033][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/05\/cards.png\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" title_text=\"cards\" hover_enabled=\"0\u2033 sticky_enabled=\"0\u2033][\/et_pb_image][\/et_pb_column][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\u201ddefault\u201d type=\u201d3_5\u2033][et_pb_text _builder_version=\u201d4.20.2\u2033 _module_preset=\u201d66e09942-4c7f-4e61-88bf-f4afb1ad30e4\u2033 global_colors_info=\u201d{}\u201d]

Kreditkortsf\u00f6rs\u00e4kringar erbjuder kortinnehavare skydd f\u00f6r vissa typer av reseolyckor. F\u00f6rs\u00e4kringen ing\u00e5r ofta som en kostnadsfri f\u00f6rm\u00e5n f\u00f6r att \u00e4ga kortet. T\u00e4ckningen varierar dock mycket beroende p\u00e5 vilken typ av kort du har. F\u00f6rdelarna med en resef\u00f6rs\u00e4kring f\u00f6r kreditkort diskuteras i den h\u00e4r artikeln.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"40b587d8-3a29-4472-9390-93da297e869e\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

F\u00f6rdelar med resef\u00f6rs\u00e4kring med kreditkort<\/span><\/h3>\n

Precis som med allt annat finns det f\u00f6r- och nackdelar med resef\u00f6rs\u00e4kringar som \u00e4r kopplade till kreditkort. Nedan f\u00f6ljer n\u00e5gra positiva aspekter av att ha ett kreditkort med resef\u00f6rs\u00e4kring.<\/p>\n

    \n
  • Kostnadsbesparande \u00e5tg\u00e4rd<\/span><\/strong>: Kreditkortsf\u00f6rs\u00e4kringar erbjuds ofta gratis till kortinnehavare, vilket \u00e4r en kostnadsbesparande \u00e5tg\u00e4rd f\u00f6r resen\u00e4rer som kanske inte vill betala f\u00f6r en separat resef\u00f6rs\u00e4kring.
    <\/span><\/span><\/li>\n
  • T\u00e4ckning f\u00f6r en rad olika h\u00e4ndelser<\/span><\/strong>: En resef\u00f6rs\u00e4kring med kreditkort kan t\u00e4cka en rad olika h\u00e4ndelser som kan intr\u00e4ffa under resan, till exempel medicinska n\u00f6dsituationer, inst\u00e4llda eller avbrutna resor, f\u00f6rlorade eller stulna tillh\u00f6righeter med mera.<\/span><\/li>\n
  • Olyckor med hyrbil eller assistans vid v\u00e4gskador<\/span><\/strong>: Vissa kreditkortsf\u00f6retag erbjuder t\u00e4ckning f\u00f6r hyrbilsolyckor eller v\u00e4gassistans n\u00e4r du reser.<\/span><\/li>\n
  • Bekv\u00e4mlighet<\/span><\/strong>: Kreditkortsresef\u00f6rs\u00e4kringar tillhandah\u00e5lls ofta automatiskt till kortinnehavare som anv\u00e4nder sitt kreditkort f\u00f6r att k\u00f6pa researrangemang, vilket g\u00f6r att du inte beh\u00f6ver k\u00f6pa en separat f\u00f6rs\u00e4kring.\u00a0<\/span><\/li>\n
  • Ytterligare f\u00f6rm\u00e5ner<\/span><\/strong>: Vissa kreditkortsf\u00f6retag kan erbjuda extra f\u00f6rm\u00e5ner till kortinnehavare som anv\u00e4nder sitt kreditkort f\u00f6r att k\u00f6pa resor, t.ex. gratis tillg\u00e5ng till flygplatslounger eller rabatter p\u00e5 reserelaterade ink\u00f6p.\u00a0<\/span><\/li>\n
  • Ingen medicinsk pr\u00f6vning<\/span><\/strong>: Till skillnad fr\u00e5n traditionella resef\u00f6rs\u00e4kringar kr\u00e4ver kreditkortsresef\u00f6rs\u00e4kringar vanligtvis ingen medicinsk pr\u00f6vning eller information om redan existerande sjukdomstillst\u00e5nd.<\/span><\/li>\n
  • T\u00e4ckning f\u00f6r redan existerande sjukdomstillst\u00e5nd<\/span><\/strong>: N\u00e5gra f\u00e5 kreditkortsutgivare t\u00e4cker redan existerande medicinska tillst\u00e5nd. Eftersom de skiljer sig \u00e5t avsev\u00e4rt \u00e4r det dock viktigt att noggrant granska f\u00f6rs\u00e4kringsvillkoren eller villkoren f\u00f6r kreditkortsresef\u00f6rs\u00e4kringar.<\/span><\/li>\n<\/ul>\n

    Vissa kreditkortsleverant\u00f6rer t\u00e4cker ocks\u00e5 hyrbilsolyckor och v\u00e4gassistans p\u00e5 resande fot. <\/span><\/p>\n

    Potentiella nackdelar med resef\u00f6rs\u00e4kringar med kreditkort<\/span><\/h3>\n

    Eftersom de resef\u00f6rs\u00e4kringar som \u00e4r kopplade till korten ofta ing\u00e5r som en kostnadsfri f\u00f6rm\u00e5n kan resef\u00f6rs\u00e4kringens t\u00e4ckning vara ganska l\u00e5g. Om ditt kort inte har en h\u00f6g \u00e5rsavgift kanske din resef\u00f6rs\u00e4kring inte t\u00e4cker s\u00e5 mycket som du tror att den g\u00f6r. Det \u00e4r viktigt att l\u00e4sa det finstilta f\u00f6r att verkligen f\u00f6rst\u00e5 vilka typer av skydd som tillhandah\u00e5lls av ditt kort. Dessutom \u00e4r det m\u00f6jligt att f\u00f6rs\u00e4kringen som kortet tillhandah\u00e5ller endast t\u00e4cker dig om dina reseplaner k\u00f6ptes med kortet.<\/span><\/span><\/p>\n

    F\u00f6r att f\u00e5 ett tillr\u00e4ckligt skydd under resan b\u00f6r resen\u00e4rer noggrant se \u00f6ver det f\u00f6rs\u00e4kringsskydd som deras kreditkort erbjuder och \u00f6verv\u00e4ga att k\u00f6pa en resef\u00f6rs\u00e4kring f\u00f6r enstaka resor om det beh\u00f6vs.<\/span><\/span><\/span><\/span><\/p>\n

    <\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_2,1_2\u2033 admin_label=\"callout\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"25px|25px|25px|25px|false|false\" border_radii=\"on|15px|15px|15px|15px\" border_width_all=\"2px\" border_color_all=\"#E1B876\u2033 global_module=\"112363\u2033 global_colors_info=\"{}\" locked=\"off\"][et_pb_column type=\"1_2\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/02\/excited-airport.png\" alt=\"Huvudbild av glada resen\u00e4rer p\u00e5 flygplatsen f\u00f6r en bekymmersfri resa med resef\u00f6rs\u00e4kring\" title_text=\"excited-airport\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_image][\/et_pb_column][et_pb_column type=\"1_2\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\u201ddefault\u201d global_colors_info=\u201d{}\u201d][et_pb_text _builder_version=\u201d4.20.2\u2033 _module_preset=\u201d66e09942-4c7f-4e61-88bf-f4afb1ad30e4\u2033 global_colors_info=\u201d{}\u201d]

    \u00c4r du redo att b\u00f6rja?<\/h1>\n

    Tid till Skydda din resa<\/span><\/strong><\/h1>[\/et_pb_text][et_pb_text _builder_version=\u201d4.20.2\u2033 _module_preset=\u201d66e09942-4c7f-4e61-88bf-f4afb1ad30e4\u2033 text_font_size=\u201d1.5rem\u201d global_colors_info=\u201d{}\u201d]

    Sitatas resef\u00f6rs\u00e4kring \u00e4r s\u00e5 mycket mer. Chat-firstassistans 24\/7\/365, st\u00f6rnings- och s\u00e4kerhetsmeddelanden i realtid, flyguppf\u00f6ljning, telemedicin, snabba digitala utbetalningar av ers\u00e4ttningsanspr\u00e5k och listan forts\u00e4tter... allt f\u00f6r att du ska kunna resa bekymmersfritt. S\u00e5 vad v\u00e4ntar du p\u00e5?<\/p>[\/et_pb_text][et_pb_button button_url=\"https:\/\/www.sitata.com\/for-your-trip\" button_text=\"Kolla priser\" _builder_version=\"4.20.2\u2033 _module_preset=\u201d01b458d8-4fdc-4ba5-9b17-00796f37ec71\u2033 global_colors_info=\u201d{}\u201d][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u201d4.20.2\u2033 _module_preset=\"default\"][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\"default\" type=\"4_4\u2033][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"40b587d8-3a29-4472-9390-93da297e869e\" hover_enabled=\"0\u2033 sticky_enabled=\"0\u2033]

    Kan en kreditkortsf\u00f6rs\u00e4kring ers\u00e4tta en resef\u00f6rs\u00e4kring?<\/span><\/p>\n

    \u00c4ven om f\u00f6rs\u00e4kringen p\u00e5 ett kreditkort kan t\u00e4cka m\u00e5nga situationer som kan uppst\u00e5 under resan, kan den sannolikt inte ers\u00e4tta en hel resef\u00f6rs\u00e4kring. Den kanske inte t\u00e4cker specifika aktiviteter, till exempel extremsporter, eller har l\u00e4gre t\u00e4ckningsbegr\u00e4nsningar. Dessutom erbjuder en dedikerad resef\u00f6rs\u00e4kring t\u00e4ckning oavsett hur resan betalades. D\u00e4rf\u00f6r rekommenderas ofta att resen\u00e4rer skaffar en separat resef\u00f6rs\u00e4kring ut\u00f6ver den eventuella resef\u00f6rs\u00e4kring som erbjuds av deras kreditkort.<\/span><\/p>\n

    Slutsats<\/span><\/h3>\n

    En resef\u00f6rs\u00e4kring med kreditkort kan vara anv\u00e4ndbar f\u00f6r att t\u00e4cka t.ex. medicinska n\u00f6dsituationer, inst\u00e4llda eller avbrutna resor och f\u00f6rlorade eller stulna tillh\u00f6righeter. Det \u00e4r viktigt att komma ih\u00e5g att den kanske inte \u00e4r en l\u00e4mplig ers\u00e4ttning f\u00f6r en helt\u00e4ckande resef\u00f6rs\u00e4kring, men den kan vara ett billigare alternativ \u00e4n att k\u00f6pa en separat resef\u00f6rs\u00e4kring. F\u00f6r att vara s\u00e4ker p\u00e5 att du \u00e4r tillr\u00e4ckligt skyddad n\u00e4r du reser b\u00f6r du noggrant bed\u00f6ma dina behov och det skydd som ges av b\u00e5de den resef\u00f6rs\u00e4kring som ing\u00e5r i ditt kreditkort och den extra resef\u00f6rs\u00e4kring som du eventuellt k\u00f6per.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\u2033 admin_label=\"navigation\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"5px|5px|5px|5px|false|false\" border_radii=\"on|3px|3px|3px|3px\" border_width_all=\"1px\" border_color_all=\"#26343E\" global_colors_info=\"{}\"][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/05\/multi-trip-type.jpg\" title_text=\"multi-trip-type\" show_bottom_space=\"off\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"40b587d8-3a29-4472-9390-93da297e869e\" text_orientation=\"right\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px||false|false\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

    G\u00e5 tillbaka till...<\/p>[\/et_pb_text][et_pb_text _builder_version=\"4.20.2\u2033 _dynamic_attributes=\"link_option_url\" _module_preset=\"default\" text_font=\"||||||||\" text_text_color=\"#0C71C3\u2033 link_option_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMTU0NCJ9fQ==@\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

    Olika typer av resef\u00f6rs\u00e4kringar<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"5px|5px|5px|5px|false|false\" border_radii=\"on|3px|3px|3px|3px\" border_width_all=\"1px\" border_color_all=\"#26343E\" global_colors_info=\"{}\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 admin_label=\"Section\" _builder_version=\"4.19.5\u2033 _module_preset=\"default\" background_color=\"#ffefd6\u2033 background_image=\"https:\/\/blog.sitata.com\/wp-content\/uploads\/2023\/02\/continents-min.png\" custom_padding=\"140px||140px||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.19.5\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.19.5\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code admin_label=\"headline\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" text_orientation=\"center\" module_alignment=\"center\" custom_margin=\"0px||0px|false|false\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|43|43|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"bottom\" global_colors_info=\"{}\"]

    Vad h\u00e4nder om din resef\u00f6rs\u00e4kring faktiskt hj\u00e4lpte dig att f\u00e5 en smidigare resa?<\/span><\/h1>[\/et_pb_code][et_pb_text _builder_version=\"4.19.5\u2033 _module_preset=\"301fdfa3-009a-42fe-8b20-657927fbb5c5\u2033 text_orientation=\"center\" max_width=\"100%\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|42|42|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"bottom\" global_colors_info=\"{}\"]

    Se varf\u00f6r tusentals resen\u00e4rer v\u00e4ljer Sitata n\u00e4r de reser<\/span><\/p>[\/et_pb_text][et_pb_button button_url=\"#open-chat\" button_text=\"V\u00e4lj Sitata nu\" button_alignment=\"center\" button_alignment_tablet=\"center\" button_alignment_phone=\"center\" button_alignment_last_edited=\"on|tablet\" _builder_version=\"4.20.2\u2033 _module_preset=\u201d01b458d8-4fdc-4ba5-9b17-00796f37ec71\u2033 custom_margin=\"25px||||false|false\" animation_direction=\"bottom\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|43|43|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"top\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]","protected":false},"excerpt":{"rendered":"

    SITATA INSURANCE ACADEMYKREDITKORTETS RESEF\u00d6RS\u00c4KRING Kreditkortsf\u00f6rs\u00e4kringen ger kortinnehavaren skydd vid vissa typer av reseolyckor. F\u00f6rs\u00e4kringen ing\u00e5r ofta som en extra f\u00f6rm\u00e5n i samband med att du \u00e4ger kortet. T\u00e4ckningen varierar dock mycket beroende p\u00e5 vilken typ av kort du har. F\u00f6rdelarna med en resef\u00f6rs\u00e4kring f\u00f6r kreditkort diskuteras i den h\u00e4r artikeln.F\u00f6rdelar [...]<\/p>","protected":false},"author":15,"featured_media":112433,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"folder":[455],"yoast_head":"\nCredit Card Insurance<\/title>\n<meta name=\"description\" content=\"Although credit card travel insurance can offer coverage while travelling, it usually can't replace a whole trip travel insurance plan. See why.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sitata.com\/sv\/kreditkortsforsakring\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Card Insurance\" \/>\n<meta property=\"og:description\" content=\"Although credit card travel insurance can offer coverage while travelling, it usually can't replace a whole trip travel insurance plan. 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