{"id":111482,"date":"2023-04-17T04:46:59","date_gmt":"2023-04-17T08:46:59","guid":{"rendered":"https:\/\/www.sitata.com\/?page_id=111482"},"modified":"2023-05-23T19:35:07","modified_gmt":"2023-05-23T23:35:07","slug":"cruise-insurance","status":"publish","type":"page","link":"https:\/\/www.sitata.com\/pt\/seguro-de-cruzeiro\/","title":{"rendered":"Seguro de cruzeiros"},"content":{"rendered":"[et_pb_section fb_built=\"1\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#26343e 56%|#ffffff 100%\" background_image=\"https:\/\/www.sitata.com\/wp-content\/uploads\/2023\/03\/charlotte-noelle-98WPMlTl5xo-unsplash.jpg\" background_blend=\"screen\" min_height=\"400px\" da_disable_devices=\"off|off|off\" saved_tabs=\"all\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#FFFFFF\" header_font_size=\"2rem\" background_color=\"rgba(38,52,62,0.5)\" custom_margin=\"0px|0px|0px|0px|0px|false|false\" custom_padding=\"20px|20px|0px|20px|20px|false|false\" global_colors_info=\"{}\"]

SITATA ACADEMIA DE SEGUROS<\/h1>[\/et_pb_text][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#FFFFFFFF\" header_font_size=\"3rem\" background_color=\"rgba(38,52,62,0.5)\" custom_margin=\"0px|0px|0px|0px|0px|false|false\" custom_padding=\"10px|20px|20px|20px|20px|false|false\" header_text_shadow_style=\"preset2\u2033 global_colors_info=\"{}\"]

CRUISE<\/span> SEGURO<\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" column_structure=\"2_5,3_5\u2033][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\"default\" type=\"2_5\u2033][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/05\/cruise.png\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" title_text=\"cruise\" hover_enabled=\"0\u2033 sticky_enabled=\"0\u2033][\/et_pb_image][\/et_pb_column][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\u201ddefault\u201d type=\u201d3_5\u2033][et_pb_text _builder_version=\u201d4.20.2\u2033 _module_preset=\u201d66e09942-4c7f-4e61-88bf-f4afb1ad30e4\u2033 global_colors_info=\u201d{}\u201d]

Com medo de perder o cruzeiro? As partidas em falta s\u00e3o apenas um exemplo da protec\u00e7\u00e3o tipicamente proporcionada pelas pol\u00edticas de cruzeiros. Este tipo de seguro proporciona protec\u00e7\u00e3o adicional aos clientes que se preparam para ir num cruzeiro no caso de qualquer acontecimento imprevis\u00edvel que possa ocorrer enquanto no barco ou numa excurs\u00e3o.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"40b587d8-3a29-4472-9390-93da297e869e\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

O que \u00e9 que o seguro de cruzeiro cobre?<\/span><\/h3>\n

O seguro de cruzeiro cobre frequentemente v\u00e1rias situa\u00e7\u00f5es, incluindo modifica\u00e7\u00f5es de hor\u00e1rios, atrasos de viagem, liga\u00e7\u00f5es perdidas, bagagem perdida ou roubada, custos m\u00e9dicos de emerg\u00eancia, e evacua\u00e7\u00e3o m\u00e9dica. \u00c9 crucial ler a ap\u00f3lice na sua totalidade para compreender o que est\u00e1 coberto e quaisquer restri\u00e7\u00f5es ou exclus\u00f5es.<\/p>\n

 <\/p>\n

Quanto \u00e9 que custa?<\/span><\/h3>\n

Dependendo do grau de protec\u00e7\u00e3o, da dura\u00e7\u00e3o da viagem, e da idade e sa\u00fade do viajante, o custo do seguro de cruzeiro pode variar significativamente. As ap\u00f3lices v\u00e3o frequentemente de 4% a 10% do custo total da viagem. \u00c9 fundamental avaliar as ap\u00f3lices e os custos de v\u00e1rios fornecedores para localizar a melhor cobertura ao pre\u00e7o mais baixo.<\/p>\n

 <\/p>\n

Preciso Mesmo de Seguro de Cruzeiro?<\/span><\/h3>\n

N\u00e3o \u00e9 necess\u00e1rio obter um seguro de cruzeiro. No entanto, faz\u00ea-lo pode dar-lhe seguran\u00e7a financeira e paz de esp\u00edrito. Por exemplo, as despesas com cuidados m\u00e9dicos e evacua\u00e7\u00e3o de emerg\u00eancia podem ser exageradamente elevadas se adoecer ou se se magoar durante a viagem. Al\u00e9m disso, circunst\u00e2ncias imprevistas podem causar cancelamento ou interrup\u00e7\u00e3o da viagem, causando um enorme preju\u00edzo financeiro.<\/p>\n

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Posso comprar seguro de cruzeiro depois de ter reservado a minha viagem?<\/span><\/h3>\n

Sim, pode comprar um seguro de cruzeiro depois de ter reservado as suas f\u00e9rias. Para permanecer eleg\u00edvel para algumas presta\u00e7\u00f5es, tais como a cobertura para condi\u00e7\u00f5es pr\u00e9-existentes, poder\u00e1 ter de obter cobertura antes de datas espec\u00edficas. Sugerimos que compre o seguro de cruzeiro logo ap\u00f3s ter feito os preparativos de viagem para garantir a maior cobertura.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_2,1_2\u2033 admin_label=\"callout\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"25px|25px|25px|25px|false|false\" border_radii=\"on|15px|15px|15px|15px|15px\" border_width_all=\"2px\" border_color_all=\"#E1B876\u2033 global_module=\"112363\u2033 global_colors_info=\"{}\" locked=\"off\"][et_pb_column type=\"1_2\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/02\/excited-airport.png\" alt=\"imagem da manchete de viajantes entusiasmados no aeroporto para viajar sem preocupa\u00e7\u00f5es com o seguro de viagem\" title_text=\"excited-airport\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_image][\/et_pb_column][et_pb_column type=\"1_2\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\u201ddefault\u201d global_colors_info=\u201d{}\u201d][et_pb_text _builder_version=\u201d4.20.2\u2033 _module_preset=\u201d66e09942-4c7f-4e61-88bf-f4afb1ad30e4\u2033 global_colors_info=\u201d{}\u201d]

Pronto para ir?<\/h1>\n

Tempo para Proteja a sua viagem<\/span><\/strong><\/h1>[\/et_pb_text][et_pb_text _builder_version=\u201d4.20.2\u2033 _module_preset=\u201d66e09942-4c7f-4e61-88bf-f4afb1ad30e4\u2033 text_font_size=\u201d1.5rem\u201d global_colors_info=\u201d{}\u201d]

O seguro de viagem da Sitata \u00e9 muito mais do que isso. Assist\u00eancia 24\/7\/365 atrav\u00e9s de chat, notifica\u00e7\u00f5es de perturba\u00e7\u00f5es e seguran\u00e7a em tempo real, seguimento de voos, telemedicina, pagamentos r\u00e1pidos de sinistros digitais, e a lista continua... tudo para que possa viajar sem preocupa\u00e7\u00f5es. Ent\u00e3o, de que est\u00e1 \u00e0 espera?<\/p>[\/et_pb_text][et_pb_button button_url=\"https:\/\/www.sitata.com\/for-your-trip\" button_text=\"Verificar pre\u00e7os\" _builder_version=\"4.20.2\u2033 _module_preset=\u201d01b458d8-4fdc-4ba5-9b17-00796f37ec71\u2033 global_colors_info=\u201d{}\u201d][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u201d4.20.2\u2033 _module_preset=\"default\"][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\"default\" type=\"4_4\u2033][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\u201d40b587d8-3a29-4472-9390-93da297e869e\u201d hover_enabled=\u201d0\u2033 global_colors_info=\u201d{}\u201d sticky_enabled=\u201d0\u2033]

O meu seguro de sa\u00fade regular cobre-me num cruzeiro?<\/span><\/h3>\n

O seguro de sa\u00fade normal pode oferecer alguma protec\u00e7\u00e3o para despesas m\u00e9dicas inesperadas incorridas durante uma viagem. No entanto, \u00e9 essencial estudar cuidadosamente a sua ap\u00f3lice para saber o que est\u00e1 coberto e se existem restri\u00e7\u00f5es ou exclus\u00f5es. Algumas ocorr\u00eancias, como o cancelamento da viagem ou a perda de bagagem, que est\u00e3o cobertas pelo seguro de cruzeiro, provavelmente n\u00e3o est\u00e3o cobertas pelo seguro de sa\u00fade normal.<\/p>\n

 <\/p>\n

As Linhas de Cruzeiros oferecem seguros?<\/span><\/h3>\n

V\u00e1rias companhias de cruzeiros fornecem os seus pr\u00f3prios planos de seguro. Contudo, \u00e9 necess\u00e1rio compar\u00e1-los com outros no mercado para garantir a melhor protec\u00e7\u00e3o pelo menor custo. Poder\u00e1 n\u00e3o ter seguro suficiente numa emerg\u00eancia porque algumas ap\u00f3lices de companhias de cruzeiro incluem restri\u00e7\u00f5es ou exclus\u00f5es.<\/p>\n

 <\/p>\n

O seguro de cruzeiro cobre as condi\u00e7\u00f5es m\u00e9dicas pr\u00e9-existentes?<\/span><\/h3>\n
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Algumas ap\u00f3lices de seguro de cruzeiro podem cobrir condi\u00e7\u00f5es m\u00e9dicas pr\u00e9-existentes, mas normalmente s\u00f3 se adquirir cobertura dentro de um per\u00edodo de tempo limitado ap\u00f3s a reserva da sua viagem. Deve-se rever a ap\u00f3lice cuidadosamente para compreender quaisquer limita\u00e7\u00f5es ou exclus\u00f5es relacionadas com as condi\u00e7\u00f5es pr\u00e9-existentes.<\/p>\n

 <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

O seguro de cruzeiro cobre a COVID-19?<\/span><\/h3>\n
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As ap\u00f3lices de seguro de cruzeiro podem oferecer cobertura para eventos relacionados com a COVID-19, tais como cancelamento de viagens ou despesas m\u00e9dicas. Mais uma vez, \u00e9 necess\u00e1rio rever cuidadosamente a ap\u00f3lice para compreender o que est\u00e1 coberto e quaisquer limita\u00e7\u00f5es ou exclus\u00f5es relacionadas com a pandemia. Adicionalmente, algumas directrizes podem exigir um teste COVID-19 negativo ou prova de vacina\u00e7\u00e3o para ser eleg\u00edvel para cobertura.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\u2033 admin_label=\"navigation\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"5px|5px|5px|5px|false|false\" border_radii=\"on|3px|3px|3px|3px\" border_width_all=\"1px\" border_color_all=\"#26343E\" global_colors_info=\"{}\"][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/05\/multi-trip-type.jpg\" title_text=\"multi-trip-type\" show_bottom_space=\"off\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"40b587d8-3a29-4472-9390-93da297e869e\" text_orientation=\"right\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px||false|false\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

Voltar a...<\/p>[\/et_pb_text][et_pb_text _builder_version=\"4.20.2\u2033 _dynamic_attributes=\"link_option_url\" _module_preset=\"default\" text_font=\"||||||||\" text_text_color=\"#0C71C3\u2033 link_option_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMTU0NCJ9fQ==@\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

Tipos de seguros de viagem<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"5px|5px|5px|5px|false|false\" border_radii=\"on|3px|3px|3px|3px\" border_width_all=\"1px\" border_color_all=\"#26343E\" global_colors_info=\"{}\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 admin_label=\"Sec\u00e7\u00e3o\" _builder_version=\"4.19.5\u2033 _module_preset=\"default\" background_color=\"#ffefd6\u2033 background_image=\"https:\/\/blog.sitata.com\/wp-content\/uploads\/2023\/02\/continents-min.png\" custom_padding=\"140px||140px|||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.19.5\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.19.5\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code admin_label=\"headline\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" text_orientation=\"center\" module_alignment=\"center\" custom_margin=\"0px||0px||false|false\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|43|43|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"bottom\" global_colors_info=\"{}\"]

E se o seu seguro de viagem realmente ajudou-o a ter uma viagem de cruzeiro mais suave?<\/span><\/h1>[\/et_pb_code][et_pb_text _builder_version=\"4.19.5\u2033 _module_preset=\"301fdfa3-009a-42fe-8b20-657927fbb5c5\u2033 text_orientation=\"center\" max_width=\"100%\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|42|42|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"bottom\" global_colors_info=\"{}\"]

Veja porque milhares de viajantes escolhem Sitata quando viajam<\/span><\/p>[\/et_pb_text][et_pb_button button_url=\"#open-chat\" button_text=\"Escolha o Sitata Agora\" button_alignment=\"center\" button_alignment_tablet=\"center\" button_alignment_phone=\"center\" button_alignment_last_edited=\"on|tablet\" _builder_version=\"4.20.2\u2033 _module_preset=\u201d01b458d8-4fdc-4ba5-9b17-00796f37ec71\u2033 custom_margin=\"25px||||false|false\" animation_direction=\"bottom\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|43|43|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"top\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]","protected":false},"excerpt":{"rendered":"

SITATA INSURANCE ACADEMY SEGURO DE CRUZEIROSReceio de perder o cruzeiro? As partidas perdidas s\u00e3o apenas um exemplo da prote\u00e7\u00e3o normalmente oferecida pelas ap\u00f3lices de cruzeiro. Este tipo de seguro oferece uma prote\u00e7\u00e3o adicional aos clientes que se preparam para fazer um cruzeiro, em caso de acontecimentos imprevis\u00edveis que possam ocorrer durante a viagem ou numa excurs\u00e3o.O que [...]<\/p>","protected":false},"author":15,"featured_media":112439,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"folder":[455],"yoast_head":"\nWhat is Cruise Insurance? Here's What You Need to Know.<\/title>\n<meta name=\"description\" content=\"Afraid of missing the cruise? Missed departures are merely one example of the protection typically provided by cruise insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sitata.com\/pt\/seguro-de-cruzeiro\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Cruise Insurance? Here's What You Need to Know.\" \/>\n<meta property=\"og:description\" content=\"Afraid of missing the cruise? 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