{"id":111986,"date":"2023-04-17T04:44:26","date_gmt":"2023-04-17T08:44:26","guid":{"rendered":"https:\/\/www.sitata.com\/?page_id=111986"},"modified":"2023-05-23T19:36:05","modified_gmt":"2023-05-23T23:36:05","slug":"expatriate-or-ex-pat-health-insurance","status":"publish","type":"page","link":"https:\/\/www.sitata.com\/pl\/expatriate-or-ex-pat-health-insurance\/","title":{"rendered":"Ubezpieczenie zdrowotne dla ekspatriant\u00f3w lub by\u0142ych pracownik\u00f3w"},"content":{"rendered":"[et_pb_section fb_built=\"1\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#26343e 56%|#ffffff 100%\" background_image=\"https:\/\/www.sitata.com\/wp-content\/uploads\/2023\/03\/charlotte-noelle-98WPMlTl5xo-unsplash.jpg\" background_blend=\"screen\" min_height=\"400px\" da_disable_devices=\"off|off|off\" saved_tabs=\"all\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#FFFF\" header_font_size=\"2rem\" background_color=\"rgba(38,52,62,0.5)\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"20px|20px|0px|false|false\" global_colors_info=\"{}\"]

SITATA INSURANCE ACADEMY<\/h1>[\/et_pb_text][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#FFFFFF\" header_font_size=\"3rem\" header_line_height=\"1.2em\" background_color=\"rgba(38,52,62,0.5)\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"10px|20px|20px|20px|false|false\" header_text_shadow_style=\"preset2\u2033 global_colors_info=\"{}\"]

EXPATRIATE <\/span>UBEZPIECZENIE PODR\u00d3\u017bNE<\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" column_structure=\"2_5,3_5\u2033][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\"default\" type=\"2_5\u2033][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/05\/expat.png\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" title_text=\"expat\" hover_enabled=\"0\u2033 sticky_enabled=\"0\u2033][\/et_pb_image][\/et_pb_column][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\"default\" type=\"3_5\u2033][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"66e09942-4c7f-4e61-88bf-f4afb1ad30e4\u2033 text_font=\"|300|||||||\" header_font=\"|300|||||||\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

\u017bycie za granic\u0105 mo\u017ce by\u0107 satysfakcjonuj\u0105cym do\u015bwiadczeniem, ale ma te\u017c swoje wady. Jednym z tych wyzwa\u0144 jest upewnienie si\u0119, \u017ce masz wystarczaj\u0105ce ubezpieczenie zdrowotne na wypadek nieprzewidzianych sytuacji medycznych. W tym miejscu do gry wkracza ubezpieczenie zdrowotne ex-pat lub mi\u0119dzynarodowe ubezpieczenie zdrowotne. Niniejszy artyku\u0142 wyja\u015bni, czym jest ubezpieczenie zdrowotne dla emigrant\u00f3w, kiedy jest wymagane, kto go wymaga, na co nale\u017cy zwr\u00f3ci\u0107 uwag\u0119, jakie s\u0105 jego rodzaje i dlaczego jest niezb\u0119dne.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\u201ddefault\u201d global_colors_info=\u201d{}\u201d][et_pb_text _builder_version=\u201d4.20.2\u2033 _module_preset=\u201d40b587d8-3a29-4472-9390-93da297e869e\u201d global_colors_info=\u201d{}\u201d]

Co to jest ubezpieczenie zdrowotne dla ekspatriant\u00f3w?<\/span><\/h3>\n

Ubezpieczenie zdrowotne dla emigrant\u00f3w zapewnia ochron\u0119 zdrowotn\u0105 osobom mieszkaj\u0105cym w krajach innych ni\u017c ich w\u0142asny. Jest ono r\u00f3wnie\u017c znane jako globalne ubezpieczenie medyczne lub mi\u0119dzynarodowe ubezpieczenie zdrowotne. Zazwyczaj pokrywa ono koszty hospitalizacji, wizyt lekarskich, lek\u00f3w na recept\u0119 i ewakuacji medycznej w nag\u0142ych wypadkach. Osoby fizyczne, studenci i rodziny mieszkaj\u0105ce za granic\u0105 mog\u0105 mie\u0107 swoje ubezpieczenie zdrowotne dostosowane do ich osobistych potrzeb.<\/span><\/p>\n

<\/h3>\n

<\/h3>\n

Kiedy jest wymagana? Kto jej potrzebuje?<\/h3>\n

Ka\u017cdy, kto przez d\u0142u\u017cszy czas mieszka poza granicami swojego kraju, potrzebuje ubezpieczenia zdrowotnego dla ekspatriant\u00f3w. Przyk\u0142adem mog\u0105 by\u0107 studenci zagraniczni, pracownicy mi\u0119dzynarodowych korporacji, emeryci i cyfrowi nomadzi. Warto zauwa\u017cy\u0107, \u017ce wiele kraj\u00f3w wymaga potwierdzenia ubezpieczenia zdrowotnego przed uzyskaniem wizy lub pozwolenia na prac\u0119. Ponadto, lokalne polisy ubezpieczeniowe w niekt\u00f3rych krajach mog\u0105 wyklucza\u0107 lub ogranicza\u0107 zakres ubezpieczenia dla os\u00f3b przebywaj\u0105cych poza granicami kraju, co powoduje konieczno\u015b\u0107 zakupu mi\u0119dzynarodowego ubezpieczenia zdrowotnego.<\/p>\n

<\/span><\/h3>\n

<\/span><\/h3>\n

Czego szuka\u0107 w ubezpieczeniu zdrowotnym dla ekspatriant\u00f3w?<\/span><\/h3>\n

Istnieje kilka istotnych czynnik\u00f3w, kt\u00f3re nale\u017cy wzi\u0105\u0107 pod uwag\u0119 przy wyborze ubezpieczenia zdrowotnego dla ekspatriant\u00f3w:<\/span><\/p>\n

    \n
  • Pokrycie<\/span><\/strong>: Sprawd\u017a, czy ubezpieczenie obejmuje wymagane us\u0142ugi medyczne, takie jak hospitalizacja, opieka nad pacjentem, leki na recept\u0119 i ewakuacja medyczna w nag\u0142ych wypadkach.<\/span><\/li>\n
  • Sie\u0107<\/span><\/strong>: Szukaj polisy z rozleg\u0142\u0105 sieci\u0105 specjalist\u00f3w medycznych i szpitali w Twojej okolicy.<\/span><\/li>\n
  • Koszt<\/span><\/strong>: Zbadaj cen\u0119 polityki, w tym wszelkie odliczenia, copays, lub koasekuracji.<\/span><\/li>\n
  • Obs\u0142uga klienta<\/span><\/strong>: Szukaj polisy, kt\u00f3ra zapewnia doskona\u0142\u0105 obs\u0142ug\u0119 klienta i pomoc 24 godziny na dob\u0119.<\/span><\/li>\n
  • Odnawialno\u015b\u0107<\/span><\/strong>: Sprawd\u017a, czy polisa jest odnawialna, zw\u0142aszcza je\u015bli zamierzasz zosta\u0107 za granic\u0105 przez d\u0142u\u017cszy czas<\/span><\/li>\n<\/ul>\n

    <\/h3>\n

    <\/h3>\n

    Rodzaje mi\u0119dzynarodowych ubezpiecze\u0144 zdrowotnych<\/h3>\n

    Ubezpieczenie zdrowotne dla ekspatriant\u00f3w mo\u017ce wyst\u0119powa\u0107 w r\u00f3\u017cnych formach, m.in:<\/p>\n

      \n
    • Plany kompleksowe<\/strong>: Plany te oferuj\u0105 najwi\u0119ksze pokrycie i zazwyczaj obejmuj\u0105 pokrycie medyczne, dentystyczne i wizyjne.<\/li>\n
    • Plany ewakuacji medycznej w nag\u0142ych przypadkach<\/strong>: Plany te obejmuj\u0105 ewakuacj\u0119 medyczn\u0105 w przypadku nag\u0142ych wypadk\u00f3w.<\/li>\n
    • Plany medyczne dla podr\u00f3\u017cnych<\/strong>: Plany te zapewniaj\u0105 podr\u00f3\u017cuj\u0105cym kr\u00f3tkoterminowe pokrycie medyczne.<\/li>\n
    • Plany Specjalno\u015bci<\/strong>: Polisy te obejmuj\u0105 konkretne kwestie medyczne, takie jak rak czy cukrzyca.<\/li>\n<\/ul>\n

      <\/h3>\n

      <\/h3>\n

      Dlaczego wa\u017cne jest posiadanie mi\u0119dzynarodowego ubezpieczenia zdrowotnego?<\/h3>\n

      Ubezpieczenie zdrowotne dla emigrant\u00f3w jest niezb\u0119dne z wielu powod\u00f3w. Przede wszystkim umo\u017cliwia dost\u0119p do wysokiej jako\u015bci opieki zdrowotnej podczas pobytu za granic\u0105. Po drugie, zapewnia spok\u00f3j ducha w nieprzewidzianych nag\u0142ych przypadkach medycznych. Mo\u017ce r\u00f3wnie\u017c zaoszcz\u0119dzi\u0107 pieni\u0105dze w d\u0142u\u017cszej perspektywie, p\u0142ac\u0105c za us\u0142ugi medyczne, za kt\u00f3re w przeciwnym razie musia\u0142by\u015b zap\u0142aci\u0107 z w\u0142asnej kieszeni. Wreszcie, w niekt\u00f3rych krajach mo\u017ce to by\u0107 wymagane do uzyskania wizy lub pozwolenia na prac\u0119.<\/p>\n

      Mi\u0119dzynarodowe ubezpieczenie zdrowotne jest kluczow\u0105 kwesti\u0105 dla ka\u017cdego, kto planuje d\u0142u\u017cszy pobyt za granic\u0105. Wybieraj\u0105c ubezpieczenie, nale\u017cy pami\u0119ta\u0107 o jego zakresie, sieci, przyst\u0119pnej cenie, obs\u0142udze klienta i mo\u017cliwo\u015bci odnowienia. Dzi\u0119ki odpowiedniej ochronie ubezpieczeniowej mo\u017cesz cieszy\u0107 si\u0119 \u017cyciem za granic\u0105, wiedz\u0105c, \u017ce b\u0119dziesz mie\u0107 dost\u0119p do wysokiej jako\u015bci opieki medycznej i mo\u017cesz uzyska\u0107 pomoc w nag\u0142ych wypadkach.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\u2033 admin_label=\"navigation\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"5px|5px|5px|false|false\" border_radii=\"on|3px|3px|3px|3px\" border_width_all=\"1px\" border_color_all=\"#26343E\" global_colors_info=\"{}\"][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/05\/multi-trip-type.jpg\" title_text=\"multi-trip-type\" show_bottom_space=\"off\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"40b587d8-3a29-4472-9390-93da297e869e\" text_orientation=\"right\" custom_margin=\"||0px|false|false\" custom_padding=\"||0px|false|false\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

      Wr\u00f3\u0107 do...<\/p>[\/et_pb_text][et_pb_text _builder_version=\"4.20.2\u2033 _dynamic_attributes=\"link_option_url\" _module_preset=\"default\" text_font=\"||||||||\" text_text_color=\"#0C71C3\u2033 link_option_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMTU0NCJ9fQ==@\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

      Rodzaje ubezpiecze\u0144 turystycznych<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"5px|5px|5px|false|false\" border_radii=\"on|3px|3px|3px|3px\" border_width_all=\"1px\" border_color_all=\"#26343E\" global_colors_info=\"{}\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 admin_label=\"Section\" _builder_version=\"4.19.5\u2033 _module_preset=\"default\" background_color=\"#ffefd6\u2033 background_image=\"https:\/\/blog.sitata.com\/wp-content\/uploads\/2023\/02\/continents-min.png\" custom_padding=\"140px||140px||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.19.5\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.19.5\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code admin_label=\"headline\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" text_orientation=\"center\" module_alignment=\"center\" custom_margin=\"0px||0px||false|false\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|43|43|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"bottom\" global_colors_info=\"{}\"]

      Co je\u015bli twoje ubezpieczenie podr\u00f3\u017cne faktycznie pomog\u0142a ci w \u0142agodniejszej podr\u00f3\u017cy?<\/span><\/h1>[\/et_pb_code][et_pb_text _builder_version=\"4.19.5\u2033 _module_preset=\"301fdfa3-009a-42fe-8b20-657927fbb5c5\u2033 text_orientation=\"center\" max_width=\"100%\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|42|42|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"bottom\" global_colors_info=\"{}\"]

      Zobacz dlaczego tysi\u0105ce podr\u00f3\u017cnych wybiera Sitat\u0119 podczas podr\u00f3\u017cy.<\/span><\/p>[\/et_pb_text][et_pb_button button_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMDE1NSJ9fQ==@\" button_text=\"Wybierz Sitata Teraz\" button_alignment=\"center\" button_alignment_tablet=\"center\" button_alignment_phone=\"center\" button_alignment_last_edited=\"on|tablet\" _builder_version=\"4.20.2\u2033 _dynamic_attributes=\u201dbutton_url\u201d _module_preset=\u201d01b458d8-4fdc-4ba5-9b17-00796f37ec71\u2033 custom_margin=\"25px||||false|false\" animation_direction=\"bottom\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|43|43|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"top\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]","protected":false},"excerpt":{"rendered":"

      SITATA INSURANCE ACADEMYEXPATRIATE TRAVEL INSURANCE\u017bycie za granic\u0105 mo\u017ce by\u0107 satysfakcjonuj\u0105cym do\u015bwiadczeniem, ale ma te\u017c swoje wady. Jednym z tych wyzwa\u0144 jest upewnienie si\u0119, \u017ce posiadasz wystarczaj\u0105ce ubezpieczenie zdrowotne na wypadek nieprzewidzianych sytuacji medycznych. W tym miejscu do gry wkracza ubezpieczenie zdrowotne ex-pat lub mi\u0119dzynarodowe ubezpieczenie zdrowotne. Ten artyku\u0142 wyja\u015bni, czym jest ubezpieczenie zdrowotne dla emigrant\u00f3w, kiedy [...]<\/p>","protected":false},"author":15,"featured_media":112444,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"folder":[455],"yoast_head":"\nExpatriate or Ex-pat Health Insurance<\/title>\n<meta name=\"description\" content=\"Expatriate health insurance is a crucial consideration for anyone who plans to reside abroad for an extended period. 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