{"id":111986,"date":"2023-04-17T04:44:26","date_gmt":"2023-04-17T08:44:26","guid":{"rendered":"https:\/\/www.sitata.com\/?page_id=111986"},"modified":"2023-05-23T19:36:05","modified_gmt":"2023-05-23T23:36:05","slug":"expatriate-or-ex-pat-health-insurance","status":"publish","type":"page","link":"https:\/\/www.sitata.com\/hu\/expatriate-or-ex-pat-health-insurance\/","title":{"rendered":"K\u00fclf\u00f6ldi vagy ex-pat eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s"},"content":{"rendered":"[et_pb_section fb_built=\"1\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#26343e 56%|#ffffffff 100%\" background_image=\"https:\/\/www.sitata.com\/wp-content\/uploads\/2023\/03\/charlotte-noelle-98WPMlTl5xo-unsplash.jpg\" background_blend=\"screen\" min_height=\"400px\" da_disable_devices=\"off|off|off\" saved_tabs=\"all\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#FFFFFFFF\" header_font_size=\"2rem\" background_color=\"rgba(38,52,62,0.5)\" custom_margin=\"0px|0px|0px|0px|0px|0px|false|false\" custom_padding=\"20px|20px|0px|20px|20px|false|false\" global_colors_info=\"{}\"]]

SITATA BIZTOS\u00cdT\u00c1SI AKAD\u00c9MIA<\/h1>[\/et_pb_text][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#FFFFFFFF\" header_font_size=\"3rem\" header_line_height=\"1.2em\" background_color=\"rgba(38,52,62,0.5)\" custom_margin=\"0px|0px|0px|0px|0px|0px|false|false\" custom_padding=\"10px|20px|20px|20px|20px|false|false\" header_text_shadow_style=\"preset2\u2033 global_colors_info=\"{}\"]

EXPATRIATE <\/span>UTASBIZTOS\u00cdT\u00c1S<\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" column_structure=\"2_5,3_5\u2033][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\"default\" type=\"2_5\u2033][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/05\/expat.png\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" title_text=\"expat\" hover_enabled=\"0\u2033 sticky_enabled=\"0\u2033][\/et_pb_image][\/et_pb_column][et_pb_column _builder_version=\"4.20.2\u2033 _module_preset=\"default\" type=\"3_5\u2033][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"66e09942-4c7f-4e61-88bf-f4afb1ad30e4\u2033 text_font=\"|300|||||||\" header_font=\"|300|||||||\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

A k\u00fclf\u00f6ld\u00f6n \u00e9l\u00e9s kifizet\u0151d\u0151 \u00e9lm\u00e9ny lehet, ugyanakkor megvannak a maga h\u00e1tr\u00e1nyai is. Az egyik ilyen kih\u00edv\u00e1s, hogy elegend\u0151 eg\u00e9szs\u00e9gbiztos\u00edt\u00e1ssal rendelkezzen az el\u0151re nem l\u00e1that\u00f3 orvosi v\u00e9szhelyzetekre. Itt j\u00f6n a k\u00e9pbe a k\u00fclf\u00f6ldi vagy nemzetk\u00f6zi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s. Ez a cikk elmagyar\u00e1zza, mi az a k\u00fclf\u00f6ldi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s, mikor van r\u00e1 sz\u00fcks\u00e9g, kinek van r\u00e1 sz\u00fcks\u00e9ge, mit kell keresni a biztos\u00edt\u00e1sban, milyen t\u00edpusai vannak, \u00e9s mi\u00e9rt van r\u00e1 sz\u00fcks\u00e9g.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\u201ddefault\u201d global_colors_info=\u201d{}\u201d][et_pb_text _builder_version=\u201d4.20.2\u2033 _module_preset=\u201d40b587d8-3a29-4472-9390-93da297e869e\u201d global_colors_info=\u201d{}\u201d]

Mi az a k\u00fclf\u00f6ldi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s?<\/span><\/h3>\n

A k\u00fclf\u00f6ldiek eg\u00e9szs\u00e9gbiztos\u00edt\u00e1sa a saj\u00e1t orsz\u00e1gukt\u00f3l elt\u00e9r\u0151 orsz\u00e1gban \u00e9l\u0151k sz\u00e1m\u00e1ra ny\u00fajt eg\u00e9szs\u00e9g\u00fcgyi fedezetet. M\u00e1s n\u00e9ven glob\u00e1lis eg\u00e9szs\u00e9gbiztos\u00edt\u00e1snak vagy nemzetk\u00f6zi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1snak is nevezik. \u00c1ltal\u00e1ban k\u00f3rh\u00e1zi kezel\u00e9sre, orvosl\u00e1togat\u00e1sokra, v\u00e9nyk\u00f6teles gy\u00f3gyszerekre \u00e9s s\u00fcrg\u0151ss\u00e9gi orvosi evaku\u00e1l\u00e1sra fizet. A k\u00fclf\u00f6ld\u00f6n \u00e9l\u0151 mag\u00e1nszem\u00e9lyek, di\u00e1kok \u00e9s csal\u00e1dok k\u00fclf\u00f6ld\u00f6n \u00e9l\u0151 eg\u00e9szs\u00e9gbiztos\u00edt\u00e1sa szem\u00e9lyre szabottan igaz\u00edthat\u00f3.<\/span><\/p>\n

<\/h3>\n

<\/h3>\n

Mikor van r\u00e1 sz\u00fcks\u00e9g? Kinek van r\u00e1 sz\u00fcks\u00e9ge?<\/h3>\n

Mindenkinek, aki hosszabb ideig a haz\u00e1j\u00e1n k\u00edv\u00fcl \u00e9l, sz\u00fcks\u00e9ge van k\u00fclf\u00f6ldi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1sra. Ilyenek p\u00e9ld\u00e1ul a nemzetk\u00f6zi di\u00e1kok, a multinacion\u00e1lis v\u00e1llalatok alkalmazottai, a nyugd\u00edjasok \u00e9s a digit\u00e1lis nom\u00e1dok. \u00c9rdemes megjegyezni, hogy sz\u00e1mos nemzet megk\u00f6veteli az eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s igazol\u00e1s\u00e1t a v\u00edzum vagy munkav\u00e1llal\u00e1si enged\u00e9ly megszerz\u00e9se el\u0151tt. Tov\u00e1bb\u00e1 egyes orsz\u00e1gokban a helyi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1sok kiz\u00e1rhatj\u00e1k vagy korl\u00e1tozhatj\u00e1k a k\u00fclf\u00f6ldiekre vonatkoz\u00f3 fedezetet, ami nemzetk\u00f6zi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s megk\u00f6t\u00e9s\u00e9t teszi sz\u00fcks\u00e9gess\u00e9.<\/p>\n

<\/span><\/h3>\n

<\/span><\/h3>\n

Mit kell keresni a k\u00fclf\u00f6ldi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1sban?<\/span><\/h3>\n

A k\u00fclf\u00f6ldi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s kiv\u00e1laszt\u00e1sakor n\u00e9h\u00e1ny kulcsfontoss\u00e1g\u00fa t\u00e9nyez\u0151t kell figyelembe venni:<\/span><\/p>\n

    \n
  • Lefedetts\u00e9g<\/span><\/strong>: Ellen\u0151rizze, hogy a biztos\u00edt\u00e1s fedezi-e a sz\u00fcks\u00e9ges orvosi szolg\u00e1ltat\u00e1sokat, p\u00e9ld\u00e1ul a k\u00f3rh\u00e1zi ell\u00e1t\u00e1st, a betegell\u00e1t\u00e1st, a v\u00e9nyk\u00f6teles gy\u00f3gyszereket \u00e9s a s\u00fcrg\u0151ss\u00e9gi orvosi evaku\u00e1l\u00e1st.<\/span><\/li>\n
  • H\u00e1l\u00f3zat<\/span><\/strong>: Keressen olyan k\u00f6tv\u00e9nyt, amely az \u00d6n ter\u00fclet\u00e9n l\u00e9v\u0151 eg\u00e9szs\u00e9g\u00fcgyi szakemberek \u00e9s k\u00f3rh\u00e1zak kiterjedt h\u00e1l\u00f3zat\u00e1val rendelkezik.<\/span><\/li>\n
  • K\u00f6lts\u00e9gek<\/span><\/strong>: Vizsg\u00e1lja meg a biztos\u00edt\u00e1si k\u00f6tv\u00e9ny \u00e1r\u00e1t, bele\u00e9rtve az \u00f6nr\u00e9szeket, \u00f6nr\u00e9szfizet\u00e9si k\u00f6telezetts\u00e9geket \u00e9s az egy\u00fcttfizet\u00e9st.<\/span><\/li>\n
  • \u00dcgyf\u00e9lszolg\u00e1lat<\/span><\/strong>: Keressen olyan biztos\u00edt\u00e1st, amely kiv\u00e1l\u00f3 \u00fcgyf\u00e9lszolg\u00e1latot \u00e9s 24 \u00f3r\u00e1s seg\u00edts\u00e9get ny\u00fajt.<\/span><\/li>\n
  • Meg\u00faj\u00edthat\u00f3s\u00e1g<\/span><\/strong>: Ellen\u0151rizze, hogy a biztos\u00edt\u00e1s meg\u00faj\u00edthat\u00f3-e, k\u00fcl\u00f6n\u00f6sen, ha hosszabb ideig k\u00edv\u00e1n k\u00fclf\u00f6ld\u00f6n tart\u00f3zkodni.<\/span><\/li>\n<\/ul>\n

    <\/h3>\n

    <\/h3>\n

    A nemzetk\u00f6zi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s t\u00edpusai<\/h3>\n

    A k\u00fclf\u00f6ldiek eg\u00e9szs\u00e9gbiztos\u00edt\u00e1sa t\u00f6bbf\u00e9le form\u00e1ban j\u00f6het l\u00e9tre, t\u00f6bbek k\u00f6z\u00f6tt:<\/p>\n

      \n
    • \u00c1tfog\u00f3 tervek<\/strong>: Ezek a tervek ny\u00fajtj\u00e1k a legt\u00f6bb fedezetet, \u00e9s \u00e1ltal\u00e1ban tartalmaznak orvosi, fog\u00e1szati \u00e9s l\u00e1t\u00e1sbiztos\u00edt\u00e1st.<\/li>\n
    • S\u00fcrg\u0151ss\u00e9gi orvosi evaku\u00e1l\u00e1si tervek<\/strong>: Ezek a tervek tartalmazz\u00e1k a s\u00fcrg\u0151ss\u00e9gi orvosi evaku\u00e1l\u00e1st orvosi v\u00e9szhelyzet eset\u00e9n.<\/li>\n
    • Utaz\u00e1si orvosi tervek<\/strong>: Ezek a tervek r\u00f6vid t\u00e1v\u00fa orvosi ell\u00e1t\u00e1st biztos\u00edtanak az utaz\u00f3knak.<\/li>\n
    • Speci\u00e1lis tervek<\/strong>: Ezek a biztos\u00edt\u00e1sok olyan speci\u00e1lis eg\u00e9szs\u00e9g\u00fcgyi probl\u00e9m\u00e1kra ny\u00fajtanak fedezetet, mint a r\u00e1k vagy a cukorbetegs\u00e9g.<\/li>\n<\/ul>\n

      <\/h3>\n

      <\/h3>\n

      Mi\u00e9rt fontos a nemzetk\u00f6zi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s?<\/h3>\n

      A k\u00fclf\u00f6ldiek eg\u00e9szs\u00e9gbiztos\u00edt\u00e1sa sz\u00e1mos okb\u00f3l elengedhetetlen. Mindenekel\u0151tt lehet\u0151v\u00e9 teszi a magas sz\u00ednvonal\u00fa eg\u00e9szs\u00e9g\u00fcgyi ell\u00e1t\u00e1shoz val\u00f3 hozz\u00e1f\u00e9r\u00e9st a tengerent\u00fali tart\u00f3zkod\u00e1s sor\u00e1n. M\u00e1sodszor, megnyugv\u00e1st ny\u00fajt egy el\u0151re nem l\u00e1that\u00f3 orvosi v\u00e9szhelyzet eset\u00e9n. Hossz\u00fa t\u00e1von p\u00e9nzt is megtakar\u00edthat az\u00e1ltal, hogy kifizeti azokat az orvosi szolg\u00e1ltat\u00e1sokat, amelyeket egy\u00e9bk\u00e9nt zsebb\u0151l kellene kifizetnie. V\u00e9g\u00fcl pedig egyes orsz\u00e1gokban v\u00edzumhoz vagy munkav\u00e1llal\u00e1si enged\u00e9lyhez is sz\u00fcks\u00e9ges lehet.<\/p>\n

      A nemzetk\u00f6zi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s alapvet\u0151 fontoss\u00e1g\u00fa mindazok sz\u00e1m\u00e1ra, akik hosszabb ideig k\u00fclf\u00f6ld\u00f6n k\u00edv\u00e1nnak tart\u00f3zkodni. A biztos\u00edt\u00e1s kiv\u00e1laszt\u00e1sakor tartsa szem el\u0151tt a lefedetts\u00e9get, a h\u00e1l\u00f3zatot, a megfizethet\u0151s\u00e9get, az \u00fcgyf\u00e9lszolg\u00e1latot \u00e9s a meg\u00faj\u00edthat\u00f3s\u00e1got. A megfelel\u0151 biztos\u00edt\u00e1si fedezettel \u00e9lvezheti a k\u00fclf\u00f6ldi \u00e9letet, tudva, hogy magas sz\u00ednvonal\u00fa orvosi ell\u00e1t\u00e1shoz juthat, \u00e9s v\u00e9szhelyzetben is fedezetet kaphat.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4,1_4\u2033 admin_label=\"navigation\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"5px|5px|5px|5px|5px|false|false\" border_radii=\"on|3px|3px|3px|3px|3px\" border_width_all=\"1px\" border_color_all=\"#26343E\" global_colors_info=\"{}\"][et_pb_image src=\"https:\/\/storage.googleapis.com\/sitata-wp\/2023\/05\/multi-trip-type.jpg\" title_text=\"multi-trip-type\" show_bottom_space=\"off\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_margin=\"|||0px|||false|false\" custom_padding=\"||0px|||false|false\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.20.2\u2033 _module_preset=\"40b587d8-3a29-4472-9390-93da297e869e\" text_orientation=\"right\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px|||false|false\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

      Menj vissza a...<\/p>[\/et_pb_text][et_pb_text _builder_version=\"4.20.2\u2033 _dynamic_attributes=\"link_option_url\" _module_preset=\"default\" text_font=\"||||||||\" text_text_color=\"#0C71C3\u2033 link_option_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMTU0NCJ9fQ==@\" hover_enabled=\"0\u2033 global_colors_info=\"{}\" sticky_enabled=\"0\u2033]

      Az utasbiztos\u00edt\u00e1s t\u00edpusai<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.20.2\u2033 _module_preset=\"default\" custom_padding=\"5px|5px|5px|5px|5px|false|false\" border_radii=\"on|3px|3px|3px|3px|3px|3px\" border_width_all=\"1px\" border_color_all=\"#26343E\" global_colors_info=\"{}\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 admin_label=\"Section\" _builder_version=\"4.19.5\u2033 _module_preset=\"default\" background_color=\"#ffefd6\u2033 background_image=\"https:\/\/blog.sitata.com\/wp-content\/uploads\/2023\/02\/continents-min.png\" custom_padding=\"140px|||140px|||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.19.5\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.19.5\u2033 _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code admin_label=\"headline\" _builder_version=\"4.20.2\u2033 _module_preset=\"default\" text_orientation=\"center\" module_alignment=\"center\" custom_margin=\"0px|||0px||false|false\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|43|43|43|100|4|0|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"bottom\" global_colors_info=\"{}\"]]

      Mi van akkor, ha az utasbiztos\u00edt\u00e1sa val\u00f3j\u00e1ban seg\u00edtett, hogy z\u00f6kken\u0151mentesebb legyen az utaz\u00e1s?<\/span><\/h1>[\/et_pb_code][et_pb_text _builder_version=\"4.19.5\u2033 _module_preset=\"301fdfa3-009a-42fe-8b20-657927fbb5c5\u2033 text_orientation=\"center\" max_width=\"100%\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|42|42|100|4|0|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"bottom\" global_colors_info=\"{}\"]

      N\u00e9zze meg, mi\u00e9rt v\u00e1lasztja t\u00f6bb ezer utaz\u00f3 a Sitat\u00e1t, amikor utazik.<\/span><\/p>[\/et_pb_text][et_pb_button button_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMDE1NSJ9fQ==@\" button_text=\"Choose Sitata Now\" button_alignment=\"center\" button_alignment_tablet=\"center\" button_alignment_phone=\"center\" button_alignment_last_edited=\"on|tablet\" _builder_version=\"4.20.2\u2033 _dynamic_attributes=\u201dbutton_url\u201d _module_preset=\u201d01b458d8-4fdc-4ba5-9b17-00796f37ec71\u2033 custom_margin=\"25px||||false|false\" animation_direction=\"bottom\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|43|43|43|100|4|0|0\u2033 scroll_fade_enable=\"on\" motion_trigger_start=\"top\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][\/et_pb_section][\/et_pb_section][\/et_pb_section]","protected":false},"excerpt":{"rendered":"

      SITATA INSURANCE ACADEMYEXPATRIATE TRAVEL INSURANCEA k\u00fclf\u00f6ld\u00f6n \u00e9lni kifizet\u0151d\u0151 \u00e9lm\u00e9ny lehet, ugyanakkor h\u00e1tr\u00e1nyai is vannak. Az egyik ilyen kih\u00edv\u00e1s, hogy elegend\u0151 eg\u00e9szs\u00e9gbiztos\u00edt\u00e1ssal rendelkezzen az el\u0151re nem l\u00e1that\u00f3 orvosi v\u00e9szhelyzetekre. Itt j\u00f6n a k\u00e9pbe az ex-pat vagy nemzetk\u00f6zi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s. Ez a cikk elmagyar\u00e1zza, hogy mi a k\u00fclf\u00f6ldi eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s, mikor [...]<\/p>","protected":false},"author":15,"featured_media":112444,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"folder":[455],"yoast_head":"\nExpatriate or Ex-pat Health Insurance<\/title>\n<meta name=\"description\" content=\"Expatriate health insurance is a crucial consideration for anyone who plans to reside abroad for an extended period. 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